Tata Aig Health Insurance
Tata AIG health insurance is a complete health cover for individuals and families. It takes care of the all expenses arising due to unforeseen hospitalization due to sickness and accidents. It offers a range of health insurance products that suits to every individuals needs. The products offered are Hospital Care, Healthcare and Criticare.Hospital Care- It takes care of the hospitalization expenses including room rent, operation theatre charges, surgeon’s fees, anesthetists, pathology tests, x-ray, ambulance charges, etc. It also covers incidental expenses like food, commutation by immediate family members. Physiotherapy benefit to recover fast during confinement in the hospital up to 30 days.Healthcare Plus- Healthcare Plus is a supplementary health plan which can be taken with any other health insurance plan. It covers individuals and families for hospitalization expenses due to sickness and accidents. Apart form regular hospitalization expenses like operation theatre charges, surgeon’s fees, patholo employment law services gy tests, x-ray, etc this plan also covers incidental expenses like food and commutation by immediate family members. This plan gives an option to covers spouse (100% cover) and two children (50% cover).Criticare- It pays a lump sum benefit up to Rs.15,00,000/- on diagnosis of any critical illnesses such as- First Heart Attack, Stroke, Cancer (excluding skin cancer), kidney failure, coma, Major Burns, Multiple Sclerosis, Major Organ Transplant and Kidney Failure Total Blindness.It also offers second opinion benefit option for taking another opinion on first diagnosis of critical illness. Under this option, the second opinion agency transfers the medical reports and diagnosis to a expert panel in US for review and independent opinion on diagnosis and line of treatment.Features-1.Hassle free claim settlement2.Flexibility to choose any preferred hospital.3.Various sum insured option to choose from4.No pre-medical test is required5.Tax benefit on premium amount under section 80D of the Income Tax Act,1961.